D. Ward Insurance Services remains committed to maintaining the privacy of nonpublic personal information that is provided to us by our Customers, and of course we must conform to all applicable laws intended to protect such data. This Privacy Policy describes the manner in which we may use the nonpublic personal information that our customers provide to us concerning themselves (Customer Information) as well as their client's nonpublic personal information (Client Information). Furthermore, this Privacy Policy explains our use and treatment of Non-Identifiable Information obtained by our customers. D. Ward reserves the right to modify this Privacy Policy.

Non-Identifiable Information Obtained From Customer or Client Information

D. Ward may obtain copies of or gain access to Customer Information and Client Information through various means and opportunities. D. Ward may compile, extract or modify this data such that the source of the Customer Information or Client Information cannot be identified, thus rendering it as Non-Identifiable Data. D. Ward may use Non-Identifiable Data for any purpose permitted by law and within the terms of this Privacy Policy. D. Ward may utilize such Non-Identifiable Data to provide additional products or services to our customers. Use of Customer Information or Client Information to develop Non-Identifiable Data shall be on a royalty free basis, and D. Ward shall own all right, title and interest in the compiled Non-Identifiable Data.

Customer Information

1. D. Ward will only use Customer Information that is not converted to Non-Identifiable Data to the extent needed to deliver customer service and administer our business.
2. D. Ward will not sell or distribute your Customer Information, except to the extent it has been rendered Non-Identifiable Data. However, we may inform you of offers or opportunities from companies we believe can provide you with products and services in which you may be interested. D. Ward may provide general information to these third parties such as name, relative size, address, general phone numbers and general e-mail addresses. We will require that these third parties keep this information confidential and not to disclose it to other third parties.
3. D. Ward requires person or third parties who provide services on our behalf to keep Customer Information confidential and to use it only to provide the services we've asked them to perform.
4. D. Ward will use reasonable security measures in order to maintain the confidentiality of Customer Information.

Client Information

1. Only D. Wards' authorized employees and third parties who are bound in writing to protect the confidentiality of our Customer Information will be permitted to have access to your information. 
2. In the event D. Ward shares Client Information with any third parties, those third parties will be obligated to protect the Client Information, which may only be used by those third parties to the extent necessary for that third party to perform the services request by D. Ward.
3. D. Ward does not sell or give away Client Information, except to the extent it has been rendered Non-Identifiable Data.
4. D. Ward use reasonable security measures required by state and/or federal law:
   1. To insure the security and confidentiality of Client Information,
   2. To protect against any anticipated threats or hazards to the security or integrity of such Client Information, and
   3. To protect against unauthorized access to or use of such Client Information that could result in substantial harm to any client.

You May Opt-Out From:

D. Ward gives you the opportunity to opt-out of receiving communication from our affiliate partners. You may opt-out by emailing or writing to:

Sites Linked to D. Ward Insurance

D. Ward is not responsible for the information practices employed by Web Sites linked to or from other sites including our affiliate partners. Please remember that when you use a link to go from our Website to another Website D. Ward's Privacy Policy is no longer in effect.

Questions or Concerns

If you have questions concerning this Privacy Policy, you may contact D. Ward via our information below or Contact the U.S. Federal Trade Commission, who offers an explanation of privacy protection.